Once you apply for Social Security Disability Insurance, most people think why they should be granted benefits. Someone may find it helpful to turn the perspective and understand why they might be denied SSI or SSDI benefits. In some cases, the reasons are beyond their control. Sometimes, you can avoid doing something that may result in denial. Before making such claims, you should know the conditions that qualify for LTD in the United States.
Reasons why your disability application was rejected?
- Your income is high
In SSDI, for the workers who have paid for the Social Security system over many years, one of the primary reasons you can be rejected for the benefits is when you apply, you work above the limit, and it is considered a “substantial gainful activity.” It means you can earn a lot of money that can be regarded as rejected. You can work a small amount when you apply for and collect SSDI, but not over the SGA limit of $1,300 per month.
SSI is a disability benefit for low-income individuals. When you apply for it, you cannot make over the substantial gainful activity level. There is a limit on earned and unearned income for SSI. It is around $1,500 per month and is applied both when applying for and collecting the benefits. If your income is over $85 per month, a complicated formula will reduce the SSI payment. If you earn more than $1,600 per month, the payment will be reduced to zero, which means you will not be qualified for SSI.
- Your disability will not last enough or is not enough.
To qualify for SSI or SSDI benefits, the Social Security Administration will believe that your impairment is painful enough and will last at least a year or may result in death. The requirement for blind SSI applicants is the only exception.
Claims like bone fractures resulting from acute trauma are denied because they likely cause disability for 12 months. Almost every bone fracture healed after six months.
- You refuse to cooperate
Medical records are essential in granting your disability. If you reject to release the records to the SSA, your claim will be rejected. At the same time, the SSA may need other information about your impairments. It is because either the medical records of your treating doctor are incomplete, or you do not have a regular treating doctor. In such a case, the SSA will need you to attend more CEs. If you refuse to follow such a request, you may be denied the disability claim because of insufficient medical information or not attending the CE.